It’s certainly not the easiest to get insurance as a young male driver. It’s an unfortunate fact that young male drivers have more serious crashes than their female friends. Although gender is no longer a factor when it comes to what you pay, it doesn’t necessarily make car insurance for young drivers cheaper.
Luckily though, with black box insurance, we can treat you as an individual based on how you actually drive. So you’ll get a competitive price upfront and have the chance to earn discounts at renewal for driving well.
It’s certainly not the easiest to get insurance as a young male driver. It’s an unfortunate fact that young male drivers have more serious crashes than their female friends. Although gender is no longer a factor when it comes to what you pay, it doesn’t necessarily make car insurance for young drivers cheaper.
Luckily though, with black box insurance, we can treat you as an individual based on how you actually drive. So you’ll get a competitive price upfront and have the chance to earn up to 21% off over the year for your good driving
In the ingenie community, the average age of the cars we insure is 10 years old – for good reason! It’s just cheaper to insure a less fancy car, especially if you’re a young male driver who’s new to the road.
However, you still need to be fussy over a few things. Fuel efficiency and vehicle tax are 2 more considerations – how much fuel are you going to have to buy to get around and how much tax are you going to have to pay?
Picking the right car can make a huge difference on your insurance premiums. Cars in low insurance groups are not only cheaper to insure – they’re also likely to have low vehicle tax and could even be exempt.
Modifications are any changes to the car after it left the factory – like tinted windows, spoilers, upgraded stereos and sports exhausts. Lots of insurers won’t cover cars with modifications, or they’ll charge you more if you do have them.
Being a young male driver doesn’t automatically make you a dangerous driver, and black box insurance is a way for you to be treated as an individual. ingenie has no curfews and all you have to do is drive well.
Young male drivers save an average of £260 when they buy their car insurance from us. The black box is included at no extra cost.*
Track your good driving and increase your chances of earning your No Claims Discount.
On average, our customers’ insurance drops by 33% after one year – that works out at around £401 cheaper.**
*Based on all ingenie customers, Aug 2020 - April 2021
**Based on all ingenie renewals at end of first year, May 2020 - April 2021.
We’ll collect data on your speed, acceleration, braking and cornering
Every 10 days, you’ll get advice and feedback in the app to help you drive well
We’ll use your driving over the year to help us work out your renewal price*
*Other factors will go towards your final renewal quote including any changes made to the policy that year
